FedLoan’s site supplies the borrower the choice so you can install a fees history, however the spreadsheet it includes are from complete.
As you care able to see, whilst it does have new payment matter and you will date, significantly it will not identify brand new borrower’s percentage bundle, that is wanted to see so you can see whether the brand new payment are a being qualified percentage.
Whilst you you should never share with regarding FedLoan percentage records, that borrower try and work out payments into the an IDR bundle. The latest borrower with Nelnet, however, is during a great deferment while making this type of money. Neither of them payment records brings you to amount of outline, so it is impractical to tell from these info which debtor is actually while making being qualified money otherwise just how many.
Notably, a repayment record gotten of Head Mortgage servicer, MOHELA, suggests not only the fresh new dates and you may levels of the borrower’s money, but in addition the borrower’s fee bundle (perhaps not shown).